Truck Accidents

When motorists in New Jersey choose an auto insurance policy, they have the option of electing a verbal threshold. This binds the policyholder and immediate family members to the threshold in order to recover compensation in motor vehicle accidents. Thus, unless the victim was seriously injured in a car accident, he or she may not qualify to file a personal injury claim.

The verbal threshold does not apply or limit persons injured in a motor vehicle accident who neither own a car nor have liability insurance, and do not reside with a spouse or parent who does have motor vehicle liability coverage.

The verbal threshold does not apply to accidents caused by a commercial vehicle if that commercial vehicle does not have personal injury protection coverage for the driver. Victims of truck accidents are more likely to recover compensation, even if they suffer less serious injuries.

If you have been the victim of a collision caused by the negligent operation of a tractor-trailer, the lawyers at Forman & Cardonsky will work to protect your rights. We understand the nuances of crashes involving commercial vehicles. We can draw on the expertise of other professionals when necessary to strengthen your claim. This is especially useful when determining the cause of a truck accident — whether there is driver negligence, a failure to follow federal trucking regulations, or a combination of both.

Our objectives are to uncover the truth behind the cause of the trucking accident and to recover full and fair compensation so you can rebuild your life.